Guide Swedish Payments (RIX)
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Virtual IBANs
Enhance payment tracking and automate reconciliation via virtual IBANs for each customer or transaction.
Enhance payment tracking and automate reconciliation via virtual IBANs for each customer or transaction.
Unlock seamless cross-border payments across the EU with a local IBAN accounts.
Get a local UK IBAN or an account number with sort code to make domestic payments.
Make payments to a bank in another country and receive payments with US IBAN account
Access the Chinese market and empower your business with a local IBAN account.
Expand your business operations with Hong Kong local IBAN account.
Maximize your business potential in Australia with a local IBAN account.
Gain access to Swedish virtual IBANs for your customers and issue invoices via BankGiro under your company’s name.
Seamlessly send, receive, and convert funds in SEK, both locally and internationally — all without the need for a local entity.
Make payments without any delays through our global banking rails.
Make payments and offer localised payment methods and solutions.
Make cost-effective transactions with better foreign exchange (FX) rates.
Establish efficient payment ecosystem by connecting all your payments.
Automate large volume transactions for multiple recipients.
Save on fees and convert currencies in smarter with local IBAN accounts.
By embedding Plusius API with the Tango AML system, we can seamlessly collect, escrow, and transmit funds globally, ensuring secure and efficient P2P transactions. Plusius' intelligent payment infrastructure streamlines our money flow management across partners and customers, simplifying our processes and enhancing the overall payment ecosystem
We are excited to have agreed on a strategic partnership with Plusius, a highly innovative business with the capability to provide digital payments and optimise the monetary flows between countries and curencies
“With the Plusius integration, we now benefit from a reliable global payment infrastructure that effectively manages our fund movements. Automating transactions within our supply chain for IOSS DDP solutions, spanning various currencies and regions, has been transformed into a streamlined and effortless process to develop CBIT as company,
A Virtual IBAN is a unique, digital International Bank Account Number assigned to your business for receiving and routing payments. With Plusius, virtual IBANs let you: accept payments in local currencies, operate globally without opening foreign bank accounts and automate reconciliation and streamline cash flow.
Plusius provides virtual and local IBANs in major markets including: Sweden (SEK + BankGiro / RIX), Europe, UK, USA, China, Australia, and Hong Kong. This enables faster, localized payments and reduces transaction costs.
Virtual IBANs are used for receiving and routing payments only — they do not store funds or allow direct outbound transfers like traditional bank accounts. At Plusius, all balances are managed securely through licensed partner accounts connected via API. We also offer escrow services for holding funds temporarily during transactions — ensuring added security, trust, and control between buyers and sellers.
Domestic payments in SEK are processed instantly via Sweden’s central clearing system (RIX). Cross-border payments are supported in 160+ currencies and 90+ countries through networks like SEPA, SWIFT, ACH, and BACS — with speed depending on the route used.
No — Plusius is not a bank and does not hold an EMI (Electronic Money Institution) license. We are a licensed Payment Institution, registered and regulated in Sweden (Reg. No. 58214). We provide secure, compliant access to banking and payment infrastructure through regulated partners.
Absolutely. Our infrastructure supports bulk payments with FX locking and automated reconciliation.
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